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If you trust someone, then use F&F. Nothing wrong with that.
I've just been called in so many times over a deal gone wrong where F&F was used, that I recommend not using it in a situation where the seller is not someone who know and trust....in other words, someone you would consider a friend.
I've just been called in so many times over a deal gone wrong where F&F was used, that I recommend not using it in a situation where the seller is not someone who know and trust....in other words, someone you would consider a friend.