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Matt Schmitt

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So PayPal now reversed their decision and charged my account because I used friends&family, there is no recourse.
So beware!
I had this happen a long time ago but I did pay with a credit card. My credit card company I ended up fileing with after PayPal denied me, and they got my money back. It did take a few weeks. Not sure if your bank will fight for you if that’s what it came from or not.
 

Stevetheboatguy

mountain dew and ibuprofen please
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It's a quirk of mine ocd or whatever. But I keep a minimal balance in my paypal. And it's liknked to a pre loaded credit card. It's a pain but it offers some added protection. When I buy something I usually only have a couple bucks in the account. So I will send $1-5 to confirm I have the address correct, the funds go to the correct person. And gives me time to transfer the full amount. If it's ever compromised funds lost or tied up are not much.



Steven
 

woodfarmer

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To Dall and everyone else that is sooo much smarter than me. I did not come out and blame OPE. Obviously if the site wasn’t hacked then I wouldn’t be where I am. So yes I’m a little upset but by no means do I put the blame on the site.

I’m also 100% sure most members are so smart they’ve never been scammed.
 

Stevetheboatguy

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To Dall and everyone else that is sooo much smarter than me. I did not come out and blame OPE. Obviously if the site wasn’t hacked then I wouldn’t be where I am. So yes I’m a little upset but by no means do I put the blame on the site.

I’m also 100% sure most members are so smart they’ve never been scammed.

I've been victim of shady deals in the past. Why I operate my funds the way I do now. I Learned the hard way.

Was not trying to insult you in any way. Nothing is foolproof. Just wanted to pass along what I do in a effort to help the next guy.

Steven
 

nbbt

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So PayPal now reversed their decision and charged my account because I used friends&family, there is no recourse.
So beware!
Had to repeat this, I've had to use this feature twice.

Matt S
I had this happen a long time ago but I did pay with a credit card. My credit card company I ended up fileing with after PayPal denied me, and they got my money back. It did take a few weeks. Not sure if your bank will fight for you if that’s what it came from or not.

If your PayPal is linked/funded with a CC, many have fraud protection features built into the user agreement.
Check into that ASAP.
 

dall

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To Dall and everyone else that is sooo much smarter than me. I did not come out and blame OPE. Obviously if the site wasn’t hacked then I wouldn’t be where I am. So yes I’m a little upset but by no means do I put the blame on the site.

I’m also 100% sure most members are so smart they’ve never been scammed.
lol your last part of your response makes me have less sympathy for you
 

Hundred Acre Wood

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...I do hope that OPE can do a better job of protecting its members...

...I did not come out and blame OPE...

Your two statements are seemingly contradictory.

You made an impulsive decision to send the funds before contacting the seller. You and only you are responsible for that decision. No one at OPE pressed that "send" button for you. My father taught me that blaming others for my decision is very poor character.

If there's any bright side, you paid for a free lesson for everyone else to learn from. Caveat Emptor.

I hope you find some recourse with your credit card company and/or bank. Hackers are scum.
 

Matt Schmitt

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Had to repeat this, I've had to use this feature twice.

Matt S
I had this happen a long time ago but I did pay with a credit card. My credit card company I ended up fileing with after PayPal denied me, and they got my money back. It did take a few weeks. Not sure if your bank will fight for you if that’s what it came from or not.

If your PayPal is linked/funded with a CC, many have fraud protection features built into the user agreement.
Check into that ASAP.
Yes if it’s not friends and family I always pay with my credit card just for the insurance. Only time I use my bank is for friends and family so no fee but always make sure the deal is legit first.
 

woodfarmer

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Some of you have missed the part where I thought I was conversing back and forth with the seller via email. How was I to know it wasn’t real, I’ve bought and sold on here and other sites for years, not once has anyone offer up their phone number or asked for mine.

Never once have I asked for anyones sympathy Dall!
 
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dall

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Some of you have missed the part where I thought I was conversing back and forth with the seller via email. How was I to know it wasn’t real, I’ve bought and sold on here and other sites for years, not once has anyone offer up their phone number or asked for mine.

Never once have I asked for anyones sympathy Dall!
then shut up and quit crying
 

Maintenance Chief

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In the end @woodfarmer was robbed of his money no matter how you look at it. Its no different than if someone stole property from you, doors can be locked and windows barred but thieves found a way.
This sucks and I sympathize with him. Frankly we all jump at good deals online and the millisecond you wait it's a deal gone, I mean it's not called CAD for a reason.
I can definitely see why he's pissed , I would be too. Who likes being scammed and stolen from?
This whole transaction has changed my perspective on purchasing .
 
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