Ok, this is for serious and worth reading through
I just got off the phone with Social Security and because the boss and I are both retired and because she makes much more in SS benefits than I do, I found out I am entitled to “Spousal Benefits”
The math worked out for me to get an extra $500 a month on my SS benefits
It basically adjusts the lower persons benefits to equal half of the higher persons benefits without costing the higher paid individual any loss in their benefits
There’s a lot to it, marital status, length of marriage, etc etc but in my case it was certainly worth investigating
If you are retired or contemplating retiring it is something to keep in mind