I know this is an old thread but just wanted to chime in and say its not that bad. I pay around 1600 a year for 1 million general liability 2 million aggregate in Nebraska. I also have full coverage on my trucks a rider covering saws/tools and a small workmans comp policy covering part time employees. Those combined cost another 3500. If you can't make $5100 in a year cutting trees you aren't doing it right. A person just doing it on their own could get by without the workmans comp and probably come in under 2k a year. Just my .02 besides getting a quote doesn't cost you anything.
Who should I go to to get a quote? Anyone that sells insurance or is there specialized policy or companies? I started my own thread too, feel free to chime in... http://opeforum.com/threads/insurance.14285/
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